Well maintained tri-level home located in the heart of Carmel with NO HOA or HOA fees! Ideal location in a quiet neighborhood across the street from Carmel Middle School & within walking distance to Carmel Arts & Design District, Carmel Midtown & the Monon Trail. Main floor feat formal living room, dining room & renovated kitchen feat new soft close cabinets, appliances & granite countertops. Upper level feat 3 spacious bedrooms and 2 full baths. Lower level feat massive family room, half bath & 4th bedroom which would also be ideal for an office or at-home gym. This well-cared for home also has new roof, gutters, soffits, windows, garage door, and exterior doors. Storage cabinets, work bench, refrigerator in garage all stay.